Honest, experienced financial advice for every stage of life — cash flow, protection, investments and estate. Kelvin has been helping families reach their financial goals since 1988.
“Is it better to open a TFSA or an RRSP?”
Kelvin Rampersad started his career in 1988, dedicating himself to making sure his clients’ financial health was looked after — and their dreams became reality.
Along the way he built a successful advisory practice, guided two mutual fund dealers and their advisors to success, and served as Vice-President of Carte Wealth Management Inc. and President of Carte Risk Management Inc. — before stepping back from the executive desk to do what he loves most: serving his clients.
About Kelvin →Over 35 years in financial services — a solid reputation, a proactive approach, and someone you can trust.
Leadership at the dealer level — and the discipline that comes with it — now working entirely for you.
Kelvin’s weekly Sunday radio show has answered listeners’ money questions for over 120 episodes.
Every component of your plan must be properly addressed — so you take full advantage of every financial planning opportunity.
Understanding your full picture — goals, dreams, obligations — before a single recommendation is made.
Mastering what comes in and what goes out, so your money starts working in the right direction.
Protecting your income, your family and your future against the unexpected.
Building long-term strategies — TFSA, RRSP and beyond — matched to your goals and comfort.
Making sure everything you’ve built passes on exactly the way you intend.
It’s important to work with an experienced financial advisor. One with a solid reputation, a proactive approach — and someone you can trust.
Kelvin believes in having a long-term relationship with you in order to plan the right financial goals for you.
Time is money, and there’s a cost to delaying good financial decisions. Kelvin does his research to ensure he’s familiar with your needs, goals and dreams — then finds the best solutions for you.
Every Sunday, Kelvin takes to the airwaves to answer real questions about real money — retirement, taxes, insurance, investing and everything in between.
Over 120 episodes archived since 2019. Have a question for next week’s show? Reach out — Kelvin might answer it on air.
Browse Episodes →No pressure, no jargon — just an honest conversation about where you are and where you want to be.
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